Health Cover

A simple approach to private health insurance

Medicare provides affordable health care to everyone who needs it. But, staying with the public system means you might have to wait for surgery or hospital treatments, and pay for other health services out of your own pocket. Private health insurance lets you skip the public waiting list, choose your own doctor, and helps cover the cost of services like dental, physio and optical.

At GMF, we have affordable and outstanding value private health insurance that caters to your needs. You can choose to take up Hospital or Extras as a standalone product, or combine them to get the maximum benefits.

Hospital Cover

Keeping things simple for what's important and save on tax

Avoid the Medicare Levy Surcharge at tax time, and save with our outstanding value Hospital Cover options. We even won a CANSTAR award for it. There are three levels of hospital cover so you can choose the one that's right for you. Our straightforward options cover you for a whole range of things, including theatre fees, inpatient treatments and a shared or private room.

Hospital Cover for Everyone

Our great value options will cover you at any hospital you choose, ambulance trips and more.
Lite Hospital
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Our low cost hospital option covers you for most unexpected trips to hospital, as well as a shared room. Only pay for services you need.

Ambulance
Hospital Accommodation
Medical Gap Cover
Theatre Fees
Broader Health
Psychiatric Care
Plastic & Reconstructive
Rehabilitation
Mid Hospital
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Great value cover for a wide range of common hospital services that includes maternity cover. Plus, you're fully covered for a private room.

Lite Hospital
Maternity & Birth (Optional)
Assisted Reproductive (Optional)
Heart Procedures
Complete Hospital
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Our most comprehensive hospital option covers most hospital services, like joint replacement, gastric banding, dialysis and a private room.

Mid Hospital
Dialysis
Gastric & Obesity
Major Eye Surgery
Joint Replacement
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Extras Cover

Big benefits, small price

Add Extras to your Hospital Cover, or get it as a standalone policy to get covered for everyday healthcare services. With GMF Extras, you can go to any registered health care practiontioner in Australia and get covered for things like a dental check-up at your preferred dentist, an appointment with your chiro, or getting a new pair of glasses. We've created three levels of Extras cover so you can choose the one that suits you best.

See the value for yourself with our Extras Cover

Get covered for everyday things like dental check-ups, glasses and chiro.
Lite Extras
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Our low cost Extras option covers you for nine of our most common health services, so you can claim on things like general dental, chiro and optical.

Optical
General Dental
Chiropractic
Physiotherapy
Osteopathy
Ambulance
Natural Therapy
Pharmacy
Podiatry
Mid Extras
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Great value cover for a useful selection of more than 20 Extras, like dental, physio and preventative services such as massage therapy.

Lite Extras
Major Dental
Antenatal
Dietetics
Clinical Psychology
Occupational Therapy
Accommodation
Travel
Health Appliances
Speech & Eye Therapy
Audiology
Hearing Aids
Home Nursing
Hospital Boarders
Complete Extras
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Our most comprehensive Extras option covers you for all the essentials with a selection of 25 services, everything from optical, nutrition advice, to pilates.

Mid Extras
Exercise Physiology
Nutritionist
Natural Therapies Extra
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