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Ideal for
* This service isn't included on this level of cover
  • Joint Replacement *
  • Coronary & Heart *
  • Psychiatric Care *
  • Plastic & Reconstructive *
  • Maternity and Birth *
  • Assisted Reproductive Services *
  • Major Eye Surgery *
  • Gastric & Obesity*
  • Theatre Fees *
  • Dialysis *
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Ideal for
* This service isn't included on this level of cover
  • Exercise Physiology *
  • Ambulance *
  • Nutritionist *
  • Natural Therapies Extra *
  • Chiropractic *
  • Clinical Psychology *
  • Dental - General *
  • Dental - Major *
  • Dietetics *
  • Hearing Aids *
  • Health Appliances *
  • Home Nursing *
  • Hospital Boarders *
  • Natural Therapy Consultants *
  • Occupational Therapy *
  • Optical *
  • Osteopathy *
  • Pharmacy *
  • Physiotherapy *
  • Podiatry *
  • Speech & Eye Therapy *
  • Travel *
  • Accommodation *
  • Antenatal *
  • Audiology *
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Rebate tier:

30%: For individuals earning $88,000 ($176,000 for families*) or less.
*Threshold increases by $1,500 per child after the first child

* $xx.xx equates to $xxx.xx per year. Based on 30% Australian Government Rebate on private health insurance (adjustment factor applies) and excludes Lifetime Health cover loading.

To apply you will need:

  • The details of your previous fund (including when you joined and when you left)
  • Your bank account or credit card details
  • Your Medicare card details (if you want to receive the Australia Government Rebate on private health insurance as a reduced premium).

If you're applying for a family policy, you'll also need the details of all the family members you want to cover.