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GMF Health is now part of HBF Health Insurance. Browse cover options. Existing members, recent changes explained.

Making a Claim

How you claim depends on whether you're making an Extras or Hospital claim, and the facilities available at your provider.

Here's a simple guide:

Extras claims

At your provider, if your dentist, physio, chiro or other provider is fully registered and has electronic claiming facilities, you can make your claim on the spot by using your membership card.

This means that you receive your benefit on the same day as your treatment and just need to pay any out-of-pocket costs and you don't have to pay the full treatment fee up-front and then wait to receive your benefit.

Are you a current GMF Product Holder?

Now that GMF has integrated with HBF Health, you claim via HBF. Find out more about your options here.