Hospital Cover

CANSTAR Outstanding Value - Hospital Cover -  Western AustraliaWe've got you covered

$9.70 a week *
Includes 29.040% rebate. Price based on your rebate eligibility.

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At GMF we're all about keeping things simple, so we've taken the confusion out of hospital cover. Our straightforward options cover you for a whole range of things, including theatre fees, inpatient treatments and a shared or private room. We've even won a CANSTAR award for outstanding value.

We've created three levels of hospital cover so you can choose the one that's right for you.


Three levels of cover

Lite Hospital

Our low cost hospital option covers you for most unexpected trips to hospital, as well as a shared room. Only pay for services you need.


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Mid Hospital

Great value cover for a wide range of common hospital services, including maternity. Plus, you're fully covered for a private room.


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Complete Hospital

Our most comprehensive hospital option covers most hospital services, like joint replacement, gastric banding, dialysis and a private room.


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Choose how much you pay

Everyone likes to pay a little less. With our optional excess, you can choose to pay a lower premium up front — you'll just have to pay an excess if you do end up going into hospital overnight.

You'll only ever have to pay the excess once for each member that stays in hospital overnight during the calendar year, regardless of how many times you may need to stay in hospital. And if you don't have an overnight hospital stay, you don't have to pay the excess.

Add an excess of $300or $500

If you'd like to add an excess, you can choose from two options:

•    $300 per person (maximum of $600 per couple or family per calendar year)
•    $500 per person (maximum of $1000 per couple or family per calendar year)