Hospital Cover

9.70*Buy Online   
Includes 30% Rebate.
Price based on your rebate eligibility.

GMF Health Hospital cover gives you the peace of mind, to know that you are covered for things like accommodation, in-patient services and theatre room fees, as well as allowing you to choose your own doctor and avoid long waiting lists

GMF Health offers three levels of hospital cover: 

Complete Hospital – this is our top level of hospital cover which includes services often excluded by other types of cover. This level covers you for a private room in a private or public hospital.

Mid Hospital – this is a great value option that covers most, but not all, hospital services. This level also covers you for a private room in a private or public hospital.

Lite Hospital – this option helps to keep your premium low by excluding services you may not need, such as joint replacement and maternity cover. This level covers you for a shared room in a private or public hospital.

Compare Hospital Cover  


Save on the amount you pay with an optional excess

With an excess, you’ll pay a lower premium now but pay an excess for any overnight hospital stays within each calendar year. If you’d like to add an excess, you can choose from one of these options:

  • $300 per person (maximum of $600 per couple/family membership per calendar year) 
  • $500 per person (maximum of $1000 per couple/family membership per calendar year)

If you don’t have an overnight hospital stay, you don’t have to pay the excess at all.