Necessities Cover
If you’ve been putting off your next dental appointment, think you might need glasses or feel like you could benefit from seeing a chiro, Necessities cover could be just what you need.
With Necessities Cover, you can receive benefits for more than 20 services – so you’re covered for the services you’re most likely to need at an affordable price.
| Benefits | Necessities |
|
Accommodation if travel is required |
|
|
Ambulance |
|
|
Ante-natal classes |
|
|
Audiology |
|
|
Chiropractic services |
|
|
Clinical psychology |
|
|
Dietetics |
|
|
General dental |
|
|
Health management aids and appliances |
|
|
Hearing aids |
|
|
Home nursing |
|
|
Hospital boarders |
|
|
Major dental |
|
|
Natural therapies – including acupuncture, naturopathy and massage therapy |
|
|
Occupational therapy |
|
|
Optical (contact lenses) |
|
|
Optical (glasses) |
|
|
Osteopathy |
|
|
Pharmacy |
|
|
Physiotherapy |
|
|
Podiatry |
|
|
Speech therapy |
|
|
Travel costs if required for treatment |
|
Please note that benefit limits and annual maximums apply to these services – you can read full details in our Membership Guide.
Some of these services also have specific conditions that apply before benefits can be paid, so please read the Membership Guide before you decide to take out cover.
Find out about our health insurance waiting periods.
For full details about Necessities Cover, please read our Membership Guide.
Your Documentation
Your insurance Policy Certificate is an important document, please read it carefully and contact us if you require any further information. Please keep your Policy Certificate in a safe place for future reference.
