Complete Necessities Cover
If taking care of your health is your priority and you’d like to be covered for a full range of health insurance services then Complete Necessities is a great value comprehensive product, with our highest level of benefits.
With Complete Necessities, you can receive benefits for more than 25 services – so you’re covered for all the basics like dental and optical as well as a whole range of preventative health services like naturopathy, pilates and yoga and reflexology.
| Benefits | Complete Necessities |
|
Accommodation if travel is required |
|
|
Ambulance |
|
|
Ante-natal classes |
|
|
Audiology |
|
|
Chiro |
|
|
Clinical psychology |
|
|
Dietetics |
|
|
Exercise physiology |
|
|
General dental |
|
|
Health management aids and appliances |
|
|
Hearing aids |
|
|
Home nursing |
|
|
Hospital boarders |
|
|
Major dental |
|
|
Natural therapies – including acupuncture, naturopathy and massage therapy |
|
|
Natural therapies extra – including reflexology, myotherapy, pilates and yoga programs, traditional Chinese medicine, homeopathy |
|
|
Occupational therapy |
|
|
Optical (contact lenses) |
|
|
Optical (glasses) |
|
|
Osteopathy |
|
|
Pharmacy |
|
|
Physio |
|
|
Podiatry |
|
|
Speech therapy |
|
|
Travel costs if required for treatment |
|
Please note that benefit limits and annual maximums apply to these services – you can read full details in our Membership Guide.
Find out about our health insurance waiting periods.
For full details about Complete Necessities cover, please read our Membership Guide.
Your Documentation
Your insurance Policy Certificate is an important document, please read it carefully and contact us if you require any further information. Please keep your Policy Certificate in a safe place for future reference.



