Mid Hospital Cover
This is our mid level of hospital cover. It’s a great value option that you can receive benefits for most hospital services including maternity, with a few exclusions for services that you are less likely to need – which helps to keep your premium down.
With Mid Hospital Cover you can stay in a private room in a public hospital or a GMF Health contracted private hospital.
You’ll be covered for a range of services including:
| Benefits | Mid Hospital Cover |
|---|---|
| Fully covered for a private room in a public hospital or a GMF Health contracted private hospital. |
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| Fully covered for a shared room in a public hospital or a GMF Health contracted private hospital. |
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| GMF Health Medical Gap cover |
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| Ambulance |
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| Coronary/Heart and cardiothoracic procedures |
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| Maternity and assisted reproductive services |
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| Plastic and reconstructive |
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| Psychiatric Care |
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| Rehabilitation |
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| Theatre Fees |
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Mid Hospital cover excludes dialysis, gastric banding, joint replacement, major eye surgery and treatment that does not have a CMBS item number.
If you’d like a more comprehensive cover, you might prefer our Complete Hospital cover.
Save on the amount you pay now with an optional excess
With an excess, you’ll pay a lower health insurance premium now, but pay an excess for any overnight hospital stays within each calendar year. If you’d like to add an excess, you can choose from these options:
- $300 per person (maximum of $600 per couple/family membership per calendar year)
- $500 per person (maximum of $1000 per couple/family membership per calendar year)
If you don’t have an overnight hospital stay, you don’t have to pay the excess at all.
Find out more
Find out about our health insurance waiting periods, or for full details about Mid Hospital Cover.