Lite Hospital Cover
This is our entry level of hospital cover. Lite Hospital covers you for almost all other unexpected trips to hospital, including wisdom teeth removal and appendicitis but helps you keep your health insurance premiums low by excluding services you’re not likely to need.
With Lite Hospital Cover you can stay in a shared room in a public hospital or a GMF Health contracted private hospital.
You’ll be covered for a smaller range of services including:
| Benefits | Lite Hospital Cover |
|---|---|
| Fully covered for a shared room in a public hospital or a GMF Health contracted private hospital. |
|
| GMF Health Medical Gap cover |
|
| Ambulance |
|
| Plastic and reconstructive |
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| Psychiatric Care |
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| Rehabilitation |
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| Theatre Fees |
|
Lite Hospital cover excludes coronary/ heart and cardiothoracic procedures, dialysis, gastric banding, joint replacement, major eye surgery, maternity and assisted reproductive services and treatment that does not have a CMBS item number.
If you’d like a more comprehensive cover, you might prefer our Mid Hospital cover.
Save on the amount you pay now with an optional excess
With an excess, you’ll pay a lower health insurance premium now, but pay an excess for any overnight hospital stays within each calendar year. If you’d like to add an excess, you can choose from these options:
- $300 per person (maximum of $600 per couple/family membership per calendar year)
- $500 per person (maximum of $1000 per couple/family membership per calendar year)
If you don’t have an overnight hospital stay, you don’t have to pay the excess at all.
Find out more
Find out about our health insurance waiting periods, or for full details about Lite Hospital Cover.