Complete Hospital Cover
This is our top level of hospital cover. Complete Hospital covers you for a large range of services, often excluded in other covers.
With Complete Hospital Cover you can stay in a private room in a public hospital or a GMF Health contracted private hospital.
You’ll be covered for a wide range of services including:
| Benefits | Complete Hospital Cover |
|---|---|
| Fully covered for a private room in a public hospital or a GMF Health contracted private hospital. |
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| Fully covered for a shared room in a public hospital or a GMF Health contracted private hospital. |
|
| GMF Health Medical Gap cover |
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| Ambulance |
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| Dialysis |
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| Gastric Banding |
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| Coronary/ Heart and cardiothoracic procedures |
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| Joint Replacement |
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| Maternity and assisted reproductive services |
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| Plastic and reconstructive |
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| Psychiatric Care |
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| Rehabilitation |
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| Theatre Fees |
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Complete Hospital Cover excludes treatment that does not have a CMBS item number.
Save on the amount you pay now with an optional excess
With an excess, you’ll pay a lower health insurance premium now, but pay an excess for any overnight hospital stays within each calendar year. If you’d like to add an excess, you can choose from these options:
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$300 per person (maximum of $600 per couple/family membership per calendar year)
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$500 per person (maximum of $1000 per couple/family membership per calendar year)
If you don’t have an overnight hospital stay, you don’t have to pay the excess at all.
Find out more
Find out about our health insurance waiting periods, or for full details about Complete Hospital Cover.