Young Singles Choice

When you’re young, single and generally healthy, Young Singles Choice is a great way to combine both Hospital and Necessities cover.

It’s an affordable option that will give you peace of mind as well as some useful benefits.

Young Singles Choice Hospital

If you have to go to hospital, the last thing you need is a pile of bills after your visit – so it makes sense to be covered for your stay.

Young Singles Choice cover has an excess of $150 per person, per year. This means you pay a lower health insurance premium, but you’ll pay an excess of $150 per person for any overnight hospital stays within each calendar year.

With Young Singles Choice, you keep your health insurance premiums low by excluding services you’re not likely to need. Limited benefits are available on psychiatric care, major eye surgery and cosmetic surgery (with MBS item number only), but no benefits apply to maternity, joint replacement, coronary/heart and cardiothoracic procedures, assisted reproductive services or sterilisation reversals.

With Young Singles Choice, you’ll be covered for almost all other unexpected trips to hospital, including wisdom teeth removal and appendicitis.

Cosmetic surgery and other treatment without an MBS item number

Procedures that do not attract a Medicare benefit only receive accommodation benefits which are equivalent to the cost of a shared room in a public hospital. No other benefits are payable. No benefit is payable for Bronze Hospital members.

How do I find out if I am covered for the medical gap?

We can tell you if your referred Medical Practitioner is fully covered by GMF Health. Simply call us on 1300 653 099 BEFORE you arrange a hospital stay.

Young Singles Choice Necessities

With Young Singles Choice Necessities you can receive cover for 9 common services that aren’t covered by Medicare. The services covered include:

Please note that benefit limits and annual maximums apply to these services – you can read full details in our Membership Guide.

Some of these services also have specific conditions that apply before benefits can be paid, so please read the Membership Guide before you decide to take out cover.

Find out about our health insurance waiting periods.

For full details about Young Singles Choice, please read our Membership Guide.

Your Documentation

Your insurance Policy Certificate is an important document, please read it carefully and contact us if you require any further information. Please keep your Policy Certificate in a safe place for future reference.